About Visa Cards
Visa Inc. is the world's largest payment card network. Visa does not issue cards directly — it licenses its network to banks that issue Visa-branded cards with unique BIN numbers.
Visa Card Product Tiers
| Product | Segment | Description |
|---|---|---|
| Visa Classic | Consumer | Standard card for everyday use. |
| Visa Gold | Consumer | Mid-tier with travel insurance. |
| Visa Platinum | Consumer | Premium with enhanced benefits. |
| Visa Signature | Consumer | High-end with luxury perks. |
| Visa Infinite | Consumer | Top-tier with concierge services. |
| Visa Business | Commercial | For small and medium businesses. |
| Visa Corporate | Commercial | Enterprise expense management. |
Key Facts
- All Visa cards start with 4.
- Card numbers are typically 16 digits.
- Visa supports credit, debit, and prepaid products.
- The Luhn algorithm validates numbers.
Frequently Asked Questions
What digits do Visa cards start with?
All Visa card numbers start with 4. The full BIN further identifies the issuing bank and product level.
How many digits is a Visa card number?
Typically 16 digits. The first 6–8 form the BIN/IIN.
What is a Visa BIN?
The first 6–8 digits of a Visa card that identify the issuing bank, card product, funding type, and country.