About Visa Cards
Visa Inc. is the world's largest payment card network. Visa does not issue cards directly - it licenses its network to banks that issue Visa-branded cards with unique BIN numbers.
Visa Card Product Tiers
| Product | Segment | Description |
|---|---|---|
| Visa Classic | Consumer | Standard card for everyday use. |
| Visa Gold | Consumer | Mid-tier with travel insurance. |
| Visa Platinum | Consumer | Premium with enhanced benefits. |
| Visa Signature | Consumer | High-end with luxury perks. |
| Visa Infinite | Consumer | Top-tier with concierge services. |
| Visa Business | Commercial | For small and medium businesses. |
| Visa Corporate | Commercial | Enterprise expense management. |
Key Facts
- All Visa cards start with 4.
- Card numbers are typically 16 digits.
- Visa supports credit, debit, and prepaid products.
- The Luhn algorithm validates numbers.
Frequently Asked Questions
What digits do Visa cards start with?
All Visa card numbers start with the digit 4. The full BIN (first 6-8 digits) identifies the issuing bank and card product level.
How many digits is a Visa card number?
Visa card numbers are typically 16 digits long. The first 6-8 digits form the BIN/IIN (Bank Identification Number).
What is a Visa BIN?
A Visa BIN is the first 6-8 digits of a Visa card. It identifies the issuing bank, card product (Classic, Gold, Platinum, Signature, Infinite), funding type, and country.