Why the MCC matters

Card networks use MCC 5818 to set interchange rates for this business type, decide whether purchases count toward category rewards, and flag special handling (for example cash-like or high-risk categories). Issuers and tax authorities rely on the same code, which is why the IRS classification appears above.

Nearby codes

58145815581658175832591259215931

Browse the full MCC list, or identify a card's issuer with the BIN checker.

Frequently Asked Questions

What is MCC 5818?

MCC 5818 is the merchant category code for Digital Goods: Large Digital Goods Merchant under ISO 18245. Card networks use it to classify transactions at this type of business for interchange fees, rewards categories and tax reporting.

Is MCC 5818 IRS reportable?

See the IRS classification on this page.