Why the MCC matters

Card networks use MCC 6381 to set interchange rates for this business type, decide whether purchases count toward category rewards, and flag special handling (for example cash-like or high-risk categories). Issuers and tax authorities rely on the same code, which is why the IRS classification appears above.

Nearby codes

60126051621163006399651370117012

Browse the full MCC list, or identify a card's issuer with the BIN checker.

Frequently Asked Questions

What is MCC 6381?

MCC 6381 is the merchant category code for Insurance Premiums, (no longer valid for first presentment work) under ISO 18245. Card networks use it to classify transactions at this type of business for interchange fees, rewards categories and tax reporting.

Is MCC 6381 IRS reportable?

See the IRS classification on this page.